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Fixed Deposit Calculator


Note * : Fill all the fields on the above FD Calculator

Fixed Deposit is quite a popular term in India. The FD (Fixed Deposit) Calculator can be used by those who are looking to park their hard earned money in Fixed Deposits or any other instrument. The calculator will let you know the maturity value of your deposit amount for the specified time frame.

How to use the FD Calculator?

The entries to make are:

  • Principal Amount (Rs) – Enter the amount you have invested or like to invest in the Fixed Deposit.
  • Rate of Interest – Enter the annual rate of interest being received or expected to receive on the FD.
  • Deposit Period – Enter the number of months you wish to deposit your money.

Once you click on Calculate, the Online FD calculator will display the maturity amount to be received for the FD, which includes the principal as well as interest on the FD.

By default, Fixed Deposits are compounded quarterly.

Power of compounding can be magical for you if you are ready to invest for long term. For instance, if you would have invested Rs.1,00,000 in top rated Fixed Deposits like DHFL or STFC 8 years ago, your money would have doubled to Rs. 2,00,000 today.


Ask the Finapolis.

I'm not a robot
Dharmendra Satpathy
Col. Sanjeev Govila (retd)
Hum Fauji Investments
The Finapolis' expert answers your queries on investments, taxation and personal finance. Want advice? Submit your Question above
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The technical studies / analysis discussed here can be at odds with our fundamental views / analysis. The information and views presented in this report are prepared by Karvy Consultants Limited. The information contained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personal information and we are not responsible for any loss incurred based upon it. The investments discussed or recommended in this report may not be suitable for all investors. Investors must make their own investment decisions based on their specific investment objectives and financial position and using such independent advice, as they believe necessary. While acting upon any information or analysis mentioned in this report, investors may please note that neither Karvy nor Karvy Consultants nor any person connected with any associate companies of Karvy accepts any liability arising from the use of this information and views mentioned in this document. The author, directors and other employees of Karvy and its affiliates may hold long or short positions in the above mentioned companies from time to time. Every employee of Karvy and its associate companies is required to disclose his/her individual stock holdings and details of trades, if any, that they undertake. The team rendering corporate analysis and investment recommendations are restricted in purchasing/selling of shares or other securities till such a time this recommendation has either been displayed or has been forwarded to clients of Karvy. All employees are further restricted to place orders only through Karvy Consultants Ltd. This report is intended for a restricted audience and we are not soliciting any action based on it. Neither the information nor any opinion expressed herein constitutes an offer or an invitation to make an offer, to buy or sell any securities, or any options, futures or other derivatives related to such securities.

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