With spiraling medical costs, an ever increasing accident rate and greater spending on white goods for the home, it becomes necessary to invest on an insurance cover to fall back upon in case of any unfortunate eventuality.

In tune with the requirements of the market Karvy's Parivar is a comprehensive 3-in-1 packed product which addresses the insurance needs of the family as a unit. Designed in collaboration with Cholamandalam MS General Insurance Company Limited, this is an unique package that meets all your requirements in a single combo pack.

A Unique Floater policy through which the entire family's health is insured through a Single Premium with the advantage of using sum-insured across all the family members.

• Cash Free Hospitalization
• Pre-Hospitalization expenses covered up to 60 days prior to the treatment.
• Post-Hospitalization expenses up to 90 days after the treatment.
• Close to 150 minor surgeries covered under Day Care Expenses that require less than 24-Hr Hospitalization, subject to pre-authorization.
• Local Ambulance service in the event of emergency
• Hospital Daily allowance
• Reimbursements for the costs involved in external aids & appliances.
• Home Nursing Care allowance.

Sum insured available from Rs.2 lakhs - Rs.5 lakhs with an amazing discount in premium as compared to the other Health Insurance products in the market.

Accident can happen anytime and without notice. Chola Accident protection plan is the perfect way to manage any crisis that might come your way in the event of an accident.

• Floater cover for the entire family.
• Compensation from Rs.5 lakhs - Rs.25 lakhs (based on chosen sum-insured) in the event of loss of life & permanent total disability.
• Huge lump sum benefits in the event of Permanent Partial disability.
• Weekly compensation to compensate for the loss of income due to a disability caused by an accident.
• Reimbursement of expenses for modifying residential accommodation or own-vehicle due to a permanent total disability caused by an accident.
• Broken Bones coverage that compensates in the event of fracture due to an accident.
• Facility to extend the coverage to spouse up to two children.
• For the first time it provides for taking care of the fee for Private tuition : Compensation towards the tuition fees if the children are not being able to attend the school/college due to an accident.

A Comprehensive Home Insurance policy that protects your belongings from fire, burglary, theft, vandalism etc.

• Fire & Allied Perils with Earthquake as in-built cover: insures the contents of your home such as furniture, fittings and fixtures against fire and allied perils with earthquake as built in cover.
• Burglary & Housebreaking: In case of a burglary, the policy will indemnify the loss or damage to the property in your premises of full sum-insured.
• Jewellery & Valuables (All Risks): Jewellery & valuables that are (a) kept in locked cupboard/safe (b) in bank locker (c) worn on person (not exceeding)
• Rs.2,00,000/- are covered under this policy.
• Domestic Electronic Equipment: The policy covers domestic electronic equipment with accompanying accessories against all risks.